Discover how many days you can live comfortably
with what you have in your account
CashTrackly calculates your financial runway in real time: how many days you can sustain expenses with clarity. Plan methodically and live without financial anxiety.
Stop worrying about when money will run out. CashTrackly shows you exactly how many days you can go on, organizes expenses into 4 priority levels and helps you build your emergency fund with 6 savings challenges.Try free for 7 days, no credit card required
You can sustain your expenses for:
days remaining
Safe daily budget
€67.45/day
€2.847,50
€2.150,30
€697,20
127 people started this week
How it works
Four simple steps to take control of your cashflow
1. Record Income & Expenses
Enter your transactions in 30 seconds. Every recorded expense is a step toward financial awareness.
2. Organize by Priority
Classify expenses into 4 levels: Essential, Important,Optional, Savings. Understand immediately where your money goes.
3. Build Emergency Fund
Choose from 6 savings challenges. Set aside small amounts and build your safety cushion.
4. Analyze and Optimize
Detailed analysis by category and priority. Discover where you can cut and where it's worth investing.
Everything you need to manage cashflow
Concrete tools for those with variable income
4 Priority Levels
Organize expenses into Essential, Important,Optional, e Savings. Visualizza subito quanto spendi per ciascuna priorità e ottimizza il budget.
- Essential: Rent, utilities, groceries
- Important: Insurance, transportation
- Optional: Subscriptions, entertainment
- Savings: Investments, emergency fund
Essential
€950
Important
€600
Optional
€300
Emergency Fund
Total Accumulated
€450
Goal: €1,000
6 Savings Challenges
Build your safety cushion with the "Pay Yourself First" method.
When you receive income, set aside a percentage before spending. Choose from 6 savings methodologies and build your emergency fund step by step.
- Smart SavingsDecide how much to set aside (10-20%) at each income
- 12 Month Challenge€130/month → €1,560/year
- 52 Week ReverseFrom €52 to €1/week → €1,378/year
- 3 More ChallengesSeasonal, Progressive, Fixed
Complete Drill-Down
Detailed breakdown by category and tier. Clicca su ogni card e scopri where your money goes with precision.
- Charts by category (Housing, Transportation, Food...)
- Breakdown per tier (Essential → Savings)
- Export CSV per analisi avanzate
Why those with variable income choose CashTrackly
Clear Priorities
Organize expenses into 4 tiers. Know immediately what's essential and what you can cut.
Safety Cushion
Build emergency fund with savings challenges. Save methodically.
Detailed Analytics
Detailed analysis by category and priority. Discover where your money goes with precision.
Why we DON'T connect to your bank
Apps with automatic sync track everything, but don't make you aware. CashTrackly does the opposite.
Spending Awareness
Remember when you managed money better with cash? You physically saw what you spent. Manual entry reactivates that brain mechanism of self-control that digital payments have deactivated.
30 Seconds per Transaction
Preset categories, smart suggestions, 3-tap entry. Less time than a WhatsApp message — enough to turn every expense into a conscious choice.
Total Privacy
Your banking data never leaves your bank. Zero breach risks. Zero data selling to third parties.We only work with what you choose to enter.
"Active tracking increases financial awareness and helps distinguish useful expenses from impulse purchases."
— Consumer Interests Association Study, 2024
How they took control of their cashflow
Freelancers and professionals like you who stopped worrying
"The Tier System made me discover I was spending €300/month on unused 'optional' subscriptions. In 4 months I cut €180/month and built an emergency fund of €720."
Marco R.
Freelance Web Designer, Milan
"The Smart Savings Challenge is perfect for irregular income. I set aside 15% automatically with each client payment. In 3 months I saved €850 without thinking about it."
Sara L.
Freelance Copywriter, Rome
"I used to use 3 different Excel sheets to track expenses. Now in 2 minutes a day I see exactly where money goes. I reduced Optional expenses by 40% in 2 months (€240/month saved)."
Alessandro P.
IT Consultant, Turin
Your data remains yours alone
We protect your financial information with the same standards as online banks
Zero bank access
We never ask for bank credentials. Manual entry means no external connections and no risk of compromised access.
Privacy by Design
You choose what to share. No automatic tracking of your finances. You record only what you want, when you want.
Secure connections
All communications use HTTPS/TLS with AES-256, the same standard as banks.
Protected passwords
Credentials protected with advanced algorithms (bcrypt), impossible to decrypt.
Price Locked Forever
If you believe in CashTrackly today, you'll never pay more than you pay now. After March 31st the price may increase, but yours stays at €4.99/month or €44.99/year forever.
Choose your plan
A small investment for great peace of mind
Monthly
Price locked forever
- 4 Priority Levels for expenses
- 6 Savings Challenges
- Analytics & Drill-down
- Import/Export CSV
- Multi-device synchronization
Annual
Only €3.74/month
Price locked forever
Save 3 months
- 4 Priority Levels for expenses
- 6 Savings Challenges
- Analytics & Drill-down
- Import/Export CSV
- Multi-device synchronization
What happens after March 31, 2026?
Anyone who signs up after will pay the standard price (still to be determined).
But if you join now? Your plan stays locked forever: €4.99/month or €44.99/year.
7 days completely free trial
Frequently Asked Questions
Immediate answers to the most common questions about CashTrackly
Updated: October 2025
How much does it cost?
Founding Member Offer: €4.99/month or €44.99/year (€3.74/month). Price locked forever if you sign up before March 31, 2026. Try free for 7 days without credit card.
Learn more about the Founding Member offer →
Monthly Plan: €4.99/month - price locked forever
Annual Plan: €44.99/year (€3.74/month) - save 3 months
If you join before March 31, 2026, you keep this price forever, even if it increases later.
Both plans include:
- Complete 4 Priority Levels system
- 6 Savings Challenges for emergency fund
- Unlimited analytics and cashflow forecasts
- Multi-device synchronization
- CSV data export
- Updates and new features
What happens after March 31, 2026?
Anyone who signs up before March 31 keeps their plan locked forever: €4.99/month or €44.99/year, whichever plan you choose. Anyone who signs up after will pay the standard price (still to be determined).
What does this mean exactly? →
If you sign up before March 31, 2026:
- Monthly Plan: €4.99/month forever
- Annual Plan: €44.99/year forever
Your price will never increase, even if we raise prices for new users in the future.
This is how we reward those who believe in us from the start. Spotify, Netflix, and many other apps did the same with their early adopters.
I'm a Founding Member: if I cancel and return later, do I keep the locked price?
The locked price is reserved for those who keep their subscription active continuously. If you cancel and return later, you'll pay the price in effect at that time.
Why this policy? →
The locked price is a benefit reserved for those who support us continuously from the beginning.
If you interrupt your subscription, you'll be considered a new user upon return and will pay the current price.
How does it help me understand where my money goes?
The Tier System organizes your expenses into 4 priority levels: Essential, Important, Optional and Savings. See immediately where your money goes each month and where you can optimize.
Discover how the 4 levels work →
Essential: Rent, bills, groceries - what you need to live.
Important: Insurance, transport, health - fundamental but not critical.
Optional: Subscriptions, entertainment, restaurants - you can cut if necessary.
Savings: Investments, emergency fund - build your future.
You manually classify each transaction to have full control and awareness.
How do the 6 Savings Challenges work?
Choose from 6 savings methodologies: Smart Savings, 12 Month Challenge, 52 Week Reverse, Seasonal, Progressive and Fixed. Each challenge guides you step-by-step to build your emergency fund.
Discover the 6 methodologies →
Smart Savings:
Set aside 10-20% automatically with every income (salary, client payment).
12 Month Challenge:
Save €130/month for 12 months → €1,560 per year.
52 Week Reverse:
Start with €52 the first week, go down by €1 each week → €1,378 per year.
+ Seasonal, Progressive and Fixed Challenge for other strategies.
Can I try before paying?
Absolutely yes! You have 7 days of free trial with full access to all features. No credit card, no risks. After 7 days you decide if to continue.
What happens after the trial →
During 7 days you have full access to Tier System, Savings Challenges, Analytics and all features.
At the end of the period, the app will ask you to choose a plan if you want to continue.
No automatic charge - you decide if to activate the subscription.
Are my financial data safe?
Yes, absolutely. Your data is protected with HTTPS encryption with AES-256 (bank standard), protected passwords and isolated database.
Discover how we protect your data →
Secure connections: All communications use HTTPS/TLS with AES-256 encryption, the same standard used by online banks.
Protected passwords: Your credentials are protected with advanced hashing algorithms (bcrypt), impossible to decrypt.
Isolated database: Data is stored in a protected PostgreSQL database, isolated with controlled access.
Secure backups: Automated encrypted backups in the cloud with GDPR compliant standards.
No data selling: Your financial data is never sold or shared with third parties.
Does CashTrackly connect to my bank?
No, by design. CashTrackly never asks for credentials or connects to your bank accounts. You manually enter income and expenses, with complete control over your data.
Why did we make this choice →
Maximum security: No bank credentials to protect = zero risk of compromised access.
Real awareness: Manual entry activates the "Spending Awareness": typing €47 creates a different awareness than seeing it scroll automatically.
Selective privacy: You decide what to track. Business lunch? Personal expense? You choose what CashTrackly sees.
No intermediaries: No third-party aggregators with access to your account history.
Didn't find the answer you were looking for?
Take control of your cashflow
Organize expenses by priority and build your emergency fund.
Start today, it's free for 7 days.